Northwest Arkansas Insurance

Protect what matters!

Life Insurance

What insurance should I have? Term or permanent?

Term and permanent are the two main types of life insurance. The main difference between both is that term life insurance policies have an expiration date, usually providing coverage between 10 and 30 years, and permanent policies never expire. Permanent life insurance comes with a cash value component in addition to the death benefit that term policies have that can be used to save, invest or build wealth. Both its duration and cash value make permanent life insurance many times more expensive than term.

Term:

Whole Life:

Universal Life:

Beyond lifelong protection, there are a few additional features of Universal Life Insurance. 

Variable Life:

Final Expense:

Guaranteed Issue:

Curious about
our process?

We make getting better coverage and saving money easy! 

ONLINE

We can complete the process through digital communication while still providing the best service in the industry!

OVER THE PHONE

we can discuss and provide the best coverage at the best rate with the best company!

IN THE OFFICE

We always look forward to meeting our clients and being able to thoroughly explain every coverage needed!

About EA Insurance

How does it benefit me to switch?

There are several benefits to having EA Insurance as your insurance advisor! Our goal is to provide the best customer service in the industry! Being an independent agency, our staff and systems will compare your rates and coverage through multiple carriers to assure you have the best rate for the best coverage with the best company!

What makes us different? Independent Agent vs. Others

There are 3 basic types of personal lines insurance companies, Independent, captive and online. As you can see from the chart below, independent agencies Which EA Insurance is, have much more to offer their clients.

Features & Services EA Insurance Captive Agent 1-800 Companies
Access to multiple companies with a wide range of products
Ability to transition from company to company with the same Agent
Objective and unbiased advice
Only sells and supports their company
Only sells and supports their company
Claims assistance and advocacy
Adjusters can favor one company
No local claim help
Help with your policy from the same agency you bought it from
Sometimes
After long hold times

Will you compare my rates at each renewal to assure I am getting the best rates?​

If you have received a renewal notice that is a significant increase yes, we will compare the coverage and rate to what is available with other companies. We recommend looking at other companies when significant renewals happen.

Start your quote today!

Click the button below to fill out some basic contact information, and an agent will be in contact with you within 24 hours or 1 business day!

Fill out some basic contact information and an agent will be in contact with you within 24 hours or 1 business day!

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